Four Steps To A Successful Retirement
Step One: Have a well thought out retirement income plan.
- Know your monthly retirement income goal
- Maximize Social Security benefits
- Maximize Pension options
- Fill the gap with guaranteed income for life. (S.S. + Pension + FIA = Paycheck for life)
Step Two: Optimize the rest of your savings to protect against inflation.
- Professional and active management
- Let’s have the Bond talk ( I Rates, RRR, benefits of step 1)
Step Three: You must have a plan for Long Term Care.
- No retirement plan is complete without a plan for long term care.
- Avoid Nursing homes! Have the nurse come to you at home.
- Protect all your other planning
Step Four: Transfer your wealth tax efficiently.
- Who, how much, and for what?
- Don’t live a just in case retirement.
Our Reports
Rule of 100
This report will show you if your assets are properly allocated based on your risk tolerance.
Social Security Maximization
This report will show you how to maximize your social security benefits.
Custom Annuity Policy Review
This report will give a breakdown of fees, risk and performance of your current annuities.
Life Insurance Audit
This report will show you if your current policy is in danger of lapsing and show alternative strategies to optimize your current coverage.
Long-Term Care Planning
Is your family and assets protected should you need care? We can help you plan ahead and avoid a long term care crisis in your family.